Teaching Philosophy Statement :: Education Teachers Classroom Essays

Showing Philosophy Statement There are individuals in our lives who help shape and form us to be a remarkable person. These individuals help characterize what our identity is and mold us in turning out to be what we need to be. They move us to give all we have, and let us know not exclusively to try the impossible yet the moon its self. These individuals are educators. As ahead of schedule as evaluation school there have been instructors that have had positive worries in my scholarly learning, and it influentially affected me making a craving to do likewise for other people. They gave me what it’s like to mind, give certainty and backing to an understudy. My seventh grade Social Studies educator caused her study hall to feel like time suspended and you were on another planet. She was so proficient and amped up for our exercise subjects that it propelled me to exceed expectations in her group and she gave me an enthusiasm for learning. Educating is a fantasy and objective of mine. I need to be useful in a child’s revelation that learning is power. I need to be a positive impact and an upstanding good example for my understudies. There are various reasons why I need a vocation as an instructor. The principle reasons are: to enable a kid to accomplish their maximum capacity, to give bolster that will reinforce a child’s certainty, and move them to satisfy their fantasies that assist them with turning out to be gainful residents of society. An instructor can help shape a kid's future with acclaim, challenge, direction, support, certainty, a grin, and a chance to learn and have an uplifting point of view. There is no more prominent award than seeing a youngster's face light up when they understand that they have aced an errand without anyone else. At the point when a youngster feels the maximum capacity they have inside themselves their certainty fabricates. They can perceive how the future can be in the event that they apply their psyche to any undertaking. It’s a respect to enable a kid to shape its future and for me there is no more noteworthy objective than being an educator. I realize that from my instruction classes I can gain from the incredible scholars of the past.

The Strategy of Economic Development and World Trade Via Free Markets Essay

The Strategy of Economic Development and World Trade Via Free Markets - Essay Example Energetic utilization is brought out by the creator as it turns out to be clear after a fear based oppressor act that happened in 2001. Because of the occasion, there were numerous cases by the open figures that the people were devoted in going through their cash in the spot to invigorate the economy of the nation. Because of the occasion that happened, the individuals would be abundantly worried about close to home and family undertakings without the perception of the monetary targets of the nation. it was noticed that Americans had bases to shopping before the assault happened however this decreased as there were other new contemplations when they did their shopping. As per Murray, preppies are the ones that can be utilized in the setting to achieve connecting of the jobs. The connection comes as the understudies can build up some moderate measure of control. Best understudies in their examinations are those that have created order and buckle down in their investigations. The under studies should discover break of class by getting themselves associated with recreational exercises, for example, expressive arts or appreciating a wonderful scene. This permits them to show information and thankfulness to the scenes. Celebrating is seen as an occasion that empowers one to disregard a few factors however the occasion ought to be confined to ends of the week as it were. Extra guilty pleasure is required in exercises that are every day completed and they ought to be joined with self-control. At the point when these practices are thought of, there is appearing as showing better quality in the exercises and merchandise that one uses (Milner, 78).

BBB Warns of Kansas Debt Collection Scams - OppLoans

BBB Warns of Kansas Debt Collection Scams - OppLoans BBB Warns of Kansas Debt Collection Scams BBB Warns of Kansas Debt Collection ScamsInside Subprime: March 28, 2019By Lindsay FrankelAmericans are dealing with debt in increasingly high numbers, mostly from mortgages, auto loans, and credit cards. We closed out 2018 with a collective $13.54 trillion in household debt, according to a report from the Federal Reserve Bank of New York. That’s $869 billion higher than in 2008, the last time household debt peaked in the U.S.And as household debt increases, so does the prevalence of debt collection scams. Debt collection scams were one of the top 10 reported scams by Kansas residents in 2018, ranking at number 4, just behind tax collection scams. The Better Business Bureau has issued a warning for Kansas consumers to be on the lookout for debt collection scams, since the situation shows no signs of improvement. Scammers will use harassing phone calls for weeks or months until their victims break down and pay the fake debt, and some even use personal information about the victim to make the scam appear legitimate.Identifying a scamDebt collection scammers call consumers, claiming to work for a law firm, government agency, or loan company, such as a payday loan firm, that is attempting to collect a debt from the victim. They sometimes use personal information to create confusion; consumers may believe they’ve forgotten about an old debt. In reality, the debt they are looking to collect doesn’t exist. But if you let the scammer know that you don’t owe money, they may resort to fear tactics, threatening consumers with lawsuits, wage garnishment, or even an arrest or court appearance.Responding to a scamIf you have any doubts about whether you owe money, or whether the call is a scam, do your research to verify that the debt collector is legitimate. Ask for the name, address, and phone number of the company and cross check the information with an independent source, such as the Better Business Bureau.You also have the right to ask for a validation notice, w hich debt collectors are required by law to provide in writing. The validation notice should include a statement of your rights along with the name of the creditor and the amount being collected. If the caller refuses to supply the notice, hang up immediately it’s a sign they’re not following the law. If the scammer provided you with personal information to try to persuade you, you should also set up a fraud alert for your credit report.If you’re certain you don’t have any outstanding loans, your best defense is to simply hang up. You should also check your credit report to make sure there hasn’t been any suspicious activity.Reporting a scamEven if you escaped the scam attempt without incurring any financial harm, you should always report the scam. If nothing else, it may prevent fellow Kansas residents from becoming duped by the scammer. Use word of mouth to warn your friends and family, and report the scam to both the Better Business Bureau.For more information on  subp rime loans, see our  city and state financial guides  including Kansas, Kansas City,  Lawrence,  Olathe, Topeka  and WichitaVisit  OppLoans  on  YouTube  |  Facebook  |  Twitter  |  LinkedIn

The Battle Of The Alamo - 1410 Words

Introduction Few battles have had such an affect on the American experience as the battle of the Alamo. This battle is the subject of heroism, sacrifice, and valor. Would American history be the same if this historical battle had never taken place? What would the implications be if the defenders of the Alamo never sacrificed themselves for Texas independence? Although poor decisions and misuse of available intelligence directly contributed to the devastating loss, the defeat at the Alamo was the catalyst for the future success of the Texas Revolution. The defenders of the Alamo achieved their goal of an independent Texas through their sacrifice. In this paper, I will examine the Alamo by using the four-steps of battle analysis and discuss the implications of an alternate outcome for the battle of the Alamo. Discussion Definition of the Battle The Battle of the Alamo took place in San Antonio de Bà ©xar in a former mission originally named San Antonio de Valero in 1744. In 1803, Spanish soldiers stationed at the mission renamed it the Pueblo de la Compaà ±ia del Alamo after their hometown. The primary adversaries of the battle were the centralist Mexican military led by Antonio Là ³pez de Santa Anna and the Texas revolutionaries led by William Barret Travis and James Bowie. The battle took place over the course of thirteen days and ended on March 6, 1836 with Santa Anna victorious (Tinkle, 1958). The Settings of the Battle The battle of the Alamo was part of the largerShow MoreRelatedThe Battle Of The Alamo1129 Words   |  5 PagesMexico, but was not going to transpire without a fight. â€Å"Remember the Alamo,† (1836) was a quote used by Texians following the Battle of the Alamo to inspire soldiers as they led their attack on the Mexican army at the Battle of San Jacinto. The Battle of the Alamo was a turning point during the Texas Revolution and forever will be remembered as so in Texas’ and the United States history (New World Encyclopedia). The Alamo, which means â€Å"cottonwood†, was initially built by the Spaniards for accommodatingRead MoreThe Battle Of The Alamo1799 Words   |  8 Pages Abstract The Battle of the Alamo was more than the name simply implies. It was more than a battle between two opposing forces during the Texas Revolution. It was a battle of competing political issues between the Mexican government and the interests of the United States of America. It is difficult to truly understand the significance of the Battle of the Alamo without describing the events that occurred before. Before the actual Battle of the Alamo, the Mexican Army conducted a 13 day siegeRead MoreThe Battle Of The Alamo1465 Words   |  6 PagesThe Battle of the Alamo is probably the most famous battle to take place in the history of, and in the state of, Texas. The battle has given Texans the will to persevere against tough odds and the courage to endure through seemingly impossible situations for many generations. Many a Texan would draw inspiration during the fights following the defeat at the Alamo. This inspiration eventually led them to victory during the Texas Revolution followin g the Battle of San Jacinto. Had the Texas militaryRead MoreThe Battle Of The Alamo3666 Words   |  15 PagesKeren Lee Mr. Lewis AP US History 1 2 December 2014 The Battle of the Alamo The Battle of the Alamo was a devastating battle between the Texan and Mexican Army that occurred in the midst of the Texas Revolution and had an everlasting effect on the country and then state of Texas. The Alamo wasn’t built with the intention of being a fort. The Event- The Alamo In the early 1700s the Spanish set up a mission in Texas to house local Native Americans and convert individuals to Catholicism. The missionRead MoreThe Battle Of The Alamo1634 Words   |  7 PagesThe battle of the Alamo has been one of the most significant events in not only the Texas Revolution, but American and Mexican history as well. The battle of the Alamo started in February of 1836 and ended in March of 1836, lasting less than two weeks’ total. The battle was between the Mexican army and the rebelling Texans. The Mexican army was led by the Mexican President and General, Antonio Lopez de Santa Anna, while the rebelling Texans were led by Lt. Colonel William Travis, Jim Bowie, and DavidRead MoreThe Battle at the Alamo Essay1730 Words   |  7 PagesThe battle at the Alamo is one of the most significant events in the Texas Revolution, as well as in both Mexican and American history. For Mexican President and General Antonio Lopez de Santa Anna, it was a tale of deter mination and holding to the principles of a strong, central government. For Americans living in Texas, the Alamo was a venture of small scale Revolutionary ideals; a people should be able to democratically express how they feel their homeland to be governed. As we know, both countriesRead MoreBattle of the Alamo Essay2125 Words   |  9 PagesIntroduction The siege, fall and ensuing massacre of nearly two hundred Alamo defenders at the hands of Mexican General, Antonio Lopez de Santa Anna y Perez de Lebron’s army of over five thousand was a defining moment in both Texan, and American history. For 13 days against insurmountable odds, a small, but very determined Texan garrison force fended off an equally determined Mexican Army ordered to capture it. I’ll discuss the events and political climate leading up to the siege, key historicRead MoreSilent Film, Martyrs of the Alamo, Loosely Depicts the Battle of the Alamo625 Words   |  3 PagesMartyrs of the Alamo is a silent film that not only loosely depicts the historical event of the Battle at the Alamo but it perpetuates ethnic stereotypes of Mexicans to build a sense of nationalism in the early 1900’s. Researchers Ford and Harawa argue in their academic journal that ethnicity can be broken down into two dimensions, relational and attributional. The relation al dimension pertains to the relationship dynamics between an ethnic group and the society they live in. These relationshipsRead MoreDo Not Use The Library And / Or Research Databases?1200 Words   |  5 Pagessources. You are required to cite/quote your two sources below and include the reference info. You are to complete this section, and the remaining sections, individually. Artist Name: Touchstone Pictures Imagine Entertainment Title of Work: The Alamo (2004)- Artistic Medium: 35 mm Year of Completion: 2004 Style of Work: Drama, History, War Location of Work: In Texas. During the Texas Revolution Discuss the content of this work. In other words, what is depicted in this work of art? What do you seeRead MoreThe State Of Texas Gained Its Independence1089 Words   |  5 Pagesimmigrants. This action of his branched off throughout the years into countless battles for the Lonestar state to become individualistic. The first battle of the Revolution was the Battle of Gonzales, ending with only two casualties and the victory of the Texas soldiers. The Alamo is one of the most memorable engagements within this period of time, where the legendary cry, ‘’Remember the Alamo!’’ originated from. The Alamo still stands tall today and is visited by many each year, and represents the

The Impact Of Media On Young Children - 2864 Words

1 Turcotte Kelli Turcotte Professor Austin English 1411 22 October 2015 The Impact of Media on Young Children Every parent knows that screen time can be a busy parent?s handy tool. Parents are juggling work, household responsibilities, and child rearing among countless other commitments. Every parent gets stressed or overwhelmed from time to time and needs a few minutes to tend to a task or catch their breath. Even the most well intentioned parent in this situation is tempted to put their child in front of some kind of electronic media, and most will succumb to the temptation. The electronic babysitter is an effective way to occupy an otherwise demanding child, giving a busy parent time to finish dinner or put laundry away. Parents have more than enough to worry about raising kids is our increasingly complex world, and television offered them a seemingly harmless opportunity to let something else entertain their children. Unfortunately, this convenience is coming at a very high cost. Media exposure is harming infants and toddlers in ways that parents se em not to realize, having a negative impact on language, cognitive and emotional development. Despite warnings about media exposure and young children, parents continue to choose to expose them to media and seem unaware of the potential damage they are doing. These are normal, well-intentioned parents from every part of society and every income bracket. When it comes to media use and young children, parents turn aShow MoreRelatedNegative Impact of Media on Children781 Words   |  4 Pages Negative Impact of Media on Children Imagine how boring peoples lives will be if there is no media in the world. There is a vast variety of media popular today among young students and children. The most typical forms of media include video games, computer games and TV programs. It is an undeniable fact that media is very important in peoples daily lives. However, media brings negative influences on young students to some extent. In general, it effects their education, influence the wayRead MoreThe Impact Of Social Media On Teen Substance1033 Words   |  5 Pagesteenagers get into drugs and alcohol (Impact of Social Media on Teen Substance). The one thing parents do not think about at to why their teenager is involved in drugs and alcohol is social media, and it could be a big reason (Impact of Social Media on Teen Substance). Parents talk to their children on how to make the right decision related to drugs and alcohol, but forget they need to address how to make right decisions on social media (Impact of Socia l Media on Teen Substance). It was found thatRead MoreImpacts of Social Media on German Youth by Nazis1026 Words   |  4 PagesImpacts of social media The English Definition of social media is â€Å"websites and other online means of communication that are used by large groups of people to share information and to develop social and professional contacts† (â€Å"social media†). In comparison a German professor defines social media like this: Social media is used for the connection of their users and their communication through the Internet (Prof. Dr. Oliver Bendel). One can see that the definition is nearly the same although the peopleRead MoreMedia And Education On Children s Media1240 Words   |  5 PagesMedia and Education Parents can help to guide their children s media experience by offering the educational media programs as well as the non-electronic formats such as newspapers, books, board games, and watching television with them. Additionally, by putting the questionable contents into context and teaching kids about advertising can be greatly contributed to their media literacy. However, there is a strong relationship between media and education, so parents need to set their children’s limitsRead MoreEffects Of Media Violence On Teenagers1509 Words   |  7 PagesEffects on Media Violence and Young Children and Teenagers Violence and aggression have been seen often in nowadays media through music, commercials, video games, television and movies. Many argue whether the violence in media makes impact on people. Some claim there is no correlation between violence in media and reality. Christopher Ferguson, an associate professor in Psychology at Stetson University said â€Å"Basically, by †¦ playing first-person shooter video game †¦ you keep them off the streetsRead MorePlay Station And Video Games1710 Words   |  7 Pagesused for entertainment across all age groups all around the world. The young children aged from 5 to 10 years old occupy the largest percentage of users. Today there is wide variety of games attributed to the advancement in technology. The report is a detailed documentation of the impact of gaming on children with references to recent scholarly articles. It also touches on other involved parties in the management of the media entertainment. Introduction The platform of electronic gaming dates backRead MoreThe Effects Of Technology On Teen s Brain Development1708 Words   |  7 Pagescan greatly impact a growing teen’s brain, and influence from mobile devices or electronics can have both a positive or negative effect on their brain. As a result, some people believe that the screen time limit shouldn’t be raised, however others believe the AAP should raise its standards. In the texts, â€Å"What’s Going on In Your Brain?† by Linda Bernstein, â€Å"Growing Up Digital† by Matt Richtel; â€Å"Attached to Technology and Paying the Price† by Matt Richtel, â€Å"AAP Policy Statement: ‘Children, AdolescentsRead MoreEng 1011630 Words   |  7 PagesViolence in Music Videos and Music Lyrics has a negative impact on children. Music videos that expose profanity and sexuality are inappropriate and leave a negative impression on young children. Violence in music videos can cause health problem. Music videos that promote negative lyrics are affecting young children. Music lyrics with vulgar languages affect the development and well-being of young children. For example, the study author (Stone, 2009) found â€Å"that music with explicit referencesRead MoreThe Impact Of Mass Media On Youth And Society1378 Words   |  6 PagesThe Impact of Mass Media on the Youth and Society Nowadays, the issue of mass media has caused much debate in the modern society, as well as mass media is becoming more important as a component that negatively affects the behavior of young people. There are many other factors, such as micro-environment, economic instability, the decline of moral values affecting children and young people and encourage them to commit unlawful acts. However, unlimited access to the Internet, mobile phone use in theRead MoreMass Media And Its Impact On Society1306 Words   |  6 Pagesis mass media. Mass media is a means of communication that reach number of people in a short time. Mass media includes television, newspaper, magazine, radio and Internet (Nariman,2011) . It is a large pool of information from where every type of information can be extracted and is widening more and more. Mass media influences the society especially the younger generation and shape their opinions and decisions. The study of the impacts of mass media requires a great unde rstanding. Mass media have both

Themes in Destroying Avalon Essay - 1022 Words

Kate McCaffrey’s novel â€Å"Destroying Avalon† is a very revealing text that is highly recommended for parents and teenagers to read. This novel teaches teenagers and parents the consequences of bullying over the cyber world and how it affects not only the victim but also the loved ones and even the bully. This is displayed by McCaffrey’s interesting plot structure. â€Å"Destroying Avalon† draws the attention of teenagers as it has great use of suggestive and unique language techniques. The subject matter of â€Å"Destroying Avalon† is Bullying, in the form of Cyber Bullying. The themes conveyed in this text are the consequences of bullying and belonging. This helps the reader consider how bullying affects the victim and how belonging is†¦show more content†¦After getting tormented continuously, it suddenly stops but Marshall - her best friend becomes the new target. The police gets involved after Avalon confesses to her parents about he r suffering. Marshall decides to end his life surprisingly, which changes the whole story.The bullies are unknown but Avalon suspects it is Alice the popular girl, but in the end the person who is the bully is unforeseen. This captivating book has an unexpected ending due to the dramatic plot twist - death and not having the stereotypical bully. â€Å"When I was on that roller coaster....† suggests that the events taken place were very eyeopening and abrupt. Every parent and teenager should be compelled to read this text because of the thought-provoking plot structure. Marshall and Sukey are two complex characters in this novel that assists readers to understand why people get bullied and why people choose to bully. The realistic characters McCaffrey has selected for this novel fits into today’s society and how people judge others by stereotyping them. Marshall is suspected to be a homosexual due to his feminism as he associates with girls. He isn’t the main character of the text but he changes the way other think about bullying after he decides to take his own life. He tends to be unsure of his own sexuality. â€Å"I can’t talk to Mum she’s so upset about Dad.† indicates that Marshall doesn’t communicate very much with his family as his parents are divorced. Marshall tends toShow MoreRelatedDestroying Avalon Mean Girls Essay710 Words   |  3 PagesDestroying Avalon and Mean Girls Comparative Essay What is worse, cyber bullying or face-to-face bullying? Argue in relation to both Destroying Avalon and Mean Girls, referring to specific events throughout both texts. Cyber bullying and face-to-face bullying are to major concerns in today’s society, the movie Mean Girls and the novel Destroying Avalon have themes about bullying in them. The texts show us how more people can be affected by certain types of bullying as well as how it canRead MoreBelonging Essay4112 Words   |  17 PagesOne flew over the cuckoo’s nest AF Keneally, Thomas The chant of Jimmie Blacksmith AF King, Stephen Carrie AF Lee, Harper To kill a mockingbird AF YA Li, Yiyun A thousand years of good prayers AF London, Jack White fang AF McCaffrey, Kate Destroying Avalon YA McCaffrey, Kate In ecstasy YA McCullers, Carson The heart is a lonely hunter AF Malouf, David Remembering Babylon AF Marchetta, Melina Looking for Alibrandi AF YA Marsden, John Tomorrow when the war began APB YA Marshall, James Vance WalkaboutRead MoreExploring Corporate Strategy - Case164366 Words   |  658 PagesThis case explores the strategic issues facing specialist hi-ï ¬  manufacture rs as the market around them changes, in particular the growth of online, digital and portable music sources. The case offers students the opportunity to reï ¬â€šect on a number of themes such as the segments of the market under consideration, the competences required to compete in new areas and the basis of competitive advantage. However, the primary focus of the case is around the barriers facing small players in global markets.

Business Report On Dicksmith Holding Ltd - Free Sample Solution

Question: Write a report on"Dicksmith Holding Ltd is one of the major retailers of consumer electronics based in Australia". Answer: Introduction Business description activities Dicksmith Holding Ltd is one of the major retailers of consumer electronics based in Australia. The company aims at assisting its customers to achieve the most from technology at right value. The five strategic growth initiatives by the company has lead to tremendous growth during the year. These strategies resulted in 393 stores in Australia and New Zealand, with a hope to open 15 to 20 stores annually. In 2015 the company opened 13 stores and closed 7 stores, the company shall continue to look after its store base as the performance dictates. The company aims at aims at sustaining the old Dicksmith customers and also targeting the younger demographic. The private label strategy helps the company have diversified market for the products. Also, the online business platform seems to perform well with the help of 210 stores acting as distributors. The retail sales include over 8% of the online sales, which is expected to grow further to 10% in the coming year (Dicksmith, 2015). Further restructuring of the companys support office and Australian supply chain has resulted in a substantial change in cost structure. The company has a brand appeal amongst its customers and the market which sells a huge range of products. Having a cordial link with all the suppliers has also benefitted the company and such benefit shall also continue in the long term. In October 2013 was launched the unique concept of MOVE under which the customers were provided with latest technology with fashion, which has still been running successful. The latest tech from the world's biggest brands has helped the company to achieve and attract a large customer base. With the introduction of the new banner MOVE by Dick Smith, the company commenced its consumer electronics operations at Sydney international airports duty free location in February 2015 (Dicksmith, 2015). In the current year company achieved a significant increase in market share of computers, televisions fitness equipments. Also the company earned market leadership in the fitness category, which has been one of the most growing categories of the current year. Dick Smith aims to continue its quality of performance and customer satisfaction in the coming years, also i ncreased commercial operations, and strong growth opportunities. Significant issues from Directors report The director report contains details of the all important matters events occurred, including the financial performance of the company in current year. It also include data pertaining to meetings, non-compliance, dividends, etc. As per the current report there were held nine of directors meeting, three meetings of remuneration and nomination committee and four meetings of audit and finance committee during the current year. The company is a leading retailer of consumer goods having 393 stores in Australia and New Zealand which generated about $1.32billion revenue in the current year, compared to revenue of $ 1.23 billion in the last year, i.e., an increase of approximately 7.31% was witnessed. The net assets of the company were marked to be $ 169.1 million as compared to $ 166.9 million in the previous year, current assets showed a significant increase of $54.1 million due to increase in inventory levels in the company the current year. The directors continue the dividend policy of company and intent to pay out 60-70 % of the companys net profit after tax. The interim dividend paid during the current year was 7.0 cents and the final dividend declared is 5.0 cents, which amounts to 65% payout ratio. The board has expanded the role of remuneration committee to remuneration and nomination committee in the current year. Earlier the role of nomination committee was played by the board, but due to increased operations a separate committee was required for the performing the functions of the same. The basic functions of the newly formed committee shall be appointment, removal, remuneration of directors and other key managerial persons in the company. The company has also entered into contracts of indemnity, insurance and access with each director, which gives them the right to access the books and records of the company for a period of seven years after the directors ceases to hold his office and also, the company obtained the insurance of the directors for the period of their office and for a period of upto seven years after they cease to hold office (Crane Matten, 2010). All these deeds were entered into by the company taking into consideration the provision of various laws and there provisions. Corporate Governance The principles of corporate governance ensure that DickSmith Holding Ltd operates ethically and adheres to all the regulations. An authorization has been adopted by the company in this regard. The authorization is even termed as the charter that sheds light on the functions of the board, delegation of power, etc. Moreover, the shareholders interest has been provided adequate emphasis by the Board and the principles of corporate governance has provided a strong stability (Dicksmith Corporate Governance, 2015). The annual report has a defined section of corporate governance that describes the conduct of duties of executives, directors and other employees that leads to a strong transparency (Cogan, 2009). The establishment of audit committee strikes that the company adheres to the principles of corporate governance and has set up the mandatory committee. The committee consists of members and maximum are independent members. The corporate governance principles of the company lead to a hi gh level of transparency and even stress on the ethics and moral of the company. The introduction of risk management team is another achievement that indicates the potent of the framework (Goergen, 2012). Ratio Analysis 1. Current ratio The current ratio is mainly concerned with projection of liquidity. From the current ratio it can be ascertained whether the company is in a position to meet the obligations. The ideal ratio should be 2:1 that indicates for every $2 of current liability there will be $1 of current assets (Gibson, 2012). In the case of DickSmith a decline in the current assets has been seen. This is due to increment in the current liabilities. Current ratio 2014 2015 Current asset 335906 389979 Current Liabilities 266807 316527 Current ratio =current asset/ current liabilities 1.258985 1.232056 2. Quick Ratio The quick ratio provides a better answer to the concept of liquidity and hence, a better indicator than the current ratio. It has been noticed that the quick ratio declined marginally and is nowhere near to the base ratio of 1:1 (Gibson, 2012). Hence, there is a liquidity problem for the company and needs to be settled because obligations are more. Quick ratio 2014 2015 Quick Asset 82092 96935 Current liabilities 266807 316527 Quick ratio =quick assets/ current liabilities 0.307683 0.306246 3. Receivables turnover The receivable turnover indicates that the collection of the receivables is done 5 times a year and there is little variation in both the years. However, it is high time for the management to have a strong receivable turnover so that proper rollover of tax can be done. Receivable turnover 2014 2015 Net credit sales 1227604 1319670 Average inventory 253814 273429 Receivable turnover = net credit sales/ average inventory 4.836628 4.826372 4. Inventory Turnover This ratio indicates the number of times the inventory is sold in a year. When it comes to DickSmith it can be said that the inventory turnover is 4 times and without any change in both the years (Williams, 2012). Going by the normal functioning, the company must improve on it to have a better cash collection and smooth flow of inventory. Inventory turnover 2014 2015 cost of goods sold 919602 992828 Average inventory 253814 273429 Inventory turnover ratio = cost of goods sold/average inventory 3.623133 3.631027 Profitability Ratios 5. Profit Margin This ratio indicates the profitability of the company and is a strong indicator while assessment of the company is done. The profit margin has enhanced, however it is on the lower side and DickSmith must try to enhance the margin by raising the revenue (Williams, 2012). Net Profit Margin 2014 2015 Net Profit 19826 37905 Revenue 1227604 1319670 NP Margin =- Net profit/revenue *100 1.615016 2.872309 6. Cash return on sales The cash ratio has shown an advancement indicating the efficiency of the company. But, the ratio is on the lower side. This represents that the EBIT of the company has improved and hence, the management should look forward to better this ratio (Petersen Plenborg, 2012). Cash return on sales 2014 2015 EBIT 28681 53379 Revenue 1227604 1319670 Cash return on sales = EBIT/ revenue 0.023363 0.040449 7. Gross Profit margin This ratio is referred as net profit to sales and represents the sale that is left after cost of goods sold has been met. The GP margin has fallen marginally indicating that the cost of goods sold has not been managed in an efficient manner (Parrino et. al, 2012). GP margin 2014 2015 Gross Profit 308002 326842 Revenue 1227604 1319670 GP margin = gross profit/revenue *100 25.08969 24.76695 8. Expense ratio The expense ratio of DickSmith has declined indicating that the company has a command over sales. An expense ratio indicates the component of sales pertains to individual or group. A lower expense ratio projects higher profitability and a higher one mean lower profitability. Expense ratio 2014 2015 Selling expense 22710 6811 Net sales 1227604 1319670 Expense ratio = selling expense / net sales 1.849945 0.516114 9. Asset turnover ratio The asset turnover ratio projects the manner in which the management has managed the companys assets. A higher ratio is beneficial for the company (Parrino et. al, 2012). However, in the case of Dicksmith the ratio has fallen meaning the assets were not utilized in a proper manner. Asset turnover ratio 2014 2015 Sales 1227604 1319670 Total assets 451171 508521 Asset turnover ratio = sales/ Total assets 2.720928 2.595114 10. Return on Assets This ratio is a projector of the efficiency in which the assets are utilized. The ratio is low for the company indicating that the utilization of the assets could not be done. Return on assets 2014 2015 Net income 19826 37905 Avg total Assets 451171 479846 Return on assets = net income/ Avg total Assets 0.043943 0.078994 11. Return on Equity (ROE) ROE is a great indicator of the way in which the equity has been used to generate returns. The ratio has enhanced thereby projecting a good utilization of the equity component. However, ratio is low for the company (Horngren, 2013). Return on equity 2014 2015 Net income 19826 37905 shareholder equity 166940 169147 Return on equity = net income/ shareholder equity 0.118761 0.224095 12. Earnings per share EPS can be described as the profit component that is provided to the outstanding common stock. When EPS is high it projects a better scenario than a low one (Horngren, 2013). In the case of DickSmith the ratio has fallen and hence, not a good indicator. Earnings per share 2014 2015 0.16 0.08 13. Payout ratio This ratio enables to provide an answer of how much money the company is giving back. It enhanced in the year 2015 that signifies a strong situation (Guerard, 2013). Payout ratio 2014 2015 DPS 0.08 0.08 EPS 0.16 0.08 Payout ratio =DPS/EPS 0.5 1 Gearing ratio 14. Debt to Total Asset ratio Debt to total asset ratio Total Liabilities 3,39,374 0.6674 Total Assets 5,08,521 Debt to total asset ratio is an indicator of financial leverage. It helps us to determine what part of total assets is financed by debt, liabilities, etc. For Dick smith, we see that 66.74% of total assets are financed by outside liabilities, that is, the ratio is less than 1, which indicates that bulk of the assets is funded from equity (Guerard, 2013). This is good for the company as it has low risk and burden to pay back debts. 15. Times interest earned ratio Times interest earned ratio ore popularly known as interest coverage ratio is a tool which helps to calculate the companys ability to pay its debts. Higher the ratio, better it is (Brigs, 2013). Here, in the case of Dick smith we see that the interest coverage ratio is 13.98 times, which shows good financial stability of the company and its ability to pay back its debt. 16. Cash Debt Coverage Ratio The cash debt coverage ratio helps us to determine the solvency of the company. This ratio determines operating cash flow per dollar of total liabilities (Brigs, 2013). For the given company we see that the cash debt coverage ratio is negative 0.013 times, it means that the company has insufficient operating cash flows to pay back its liabilities. But negative ratio not always determines low financial stability. The operating cash flows is affected by various factors that are not under the control of entity. Evidence of Optimism The evidence of optimism can be providing through various report and discussion that are present. As a matter of fact, DickSmith has been hailed as the biggest equity component till date. This can be aptly meet by the condition that a small amount of $10m was transformed into $520m in a couple of year. The concept of private equity can be dealt as an important matter and DickSmith remained a forerunner. The transformation into such a huge number indicates the potent of the company. The company has maintained a smooth and a cordial relationship with the users that indicates the interest of the shareholder are never compromised. It even provides a reflection of the efforts that has been undertaken by the company (Lemke, 2014). Conclusion From the above discussion and the report, it is clear that corporate governance is the need of the hour and is a catalyst for the smooth running of the company. A company can ensure operations when it follows the corporate governance principles. DickSmith attained a strong result and this happened after a year of its listing on the ASX. However, in the current scenario, the ratio do not project a strong condition and therefore, it is not feasible to invest in the company. The company is facing liquidity issues, receivables and inventory turnover needs to be enhanced, profit margin needs to be pushed up. Therefore, the management must find ways to enhance the working and considering this it will be better not to invest in the company currently. It entered in to a receivership because funds were inadequate to meet the situation of the business. In 2015, both the cash and sales were a big flop leading to immense issues. References Brigs, A. (2013).Financial reporting analysis. Mason, Ohio: South-Western. Cogan, D. (2009). Corporate Governance and Climate Change: Making the Connexion, Oxford University Press. Crane, A., Matten, D. (2010). Business Ethics: Managing Corporate Citizenship and Sustainability in the age of globalization. New York: Oxford University press Dicksmith Corporate Governance. (2015). 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